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Tuesday, October 14, 2014

Ma'sian immigration blacklists: PTPTN loan defaulters among 1.14 mil barred from travels



PUTRAJAYA: A wide net has been cast on those barred from leaving the country by the Immigration Department.

And it is not just tax offenders and those with criminal records who face a rude shock at border checkpoints or at the airport.

The latest figures show some 85,000 National Higher Education Fund (PTPTN) beneficiaries who did not repay their loans on the department’s travel blacklist.

They are among 1.14 million people on the list which includes 701,266 Malaysians.

The department has advised Malaysians to check their Immigration status prior to making holiday plans overseas to avoid problems.

“It is the responsibility of the traveller to first check if they are cleared to leave the country.

“It doesn’t matter if you are planning to leave by flight, road, rail or sea.

“As long as you are on the blacklist, you will not be allowed to pass the Immigration checkpoint, even if you have a valid flight ticket,” Immigration security and passport division director Ibrahim Abdullah told The Star.

As of Sept 3, the department’s overseas travel restriction orders included those who have been declared with outstanding debt issues. There were 277,693 such Malaysians named by the Insolvency Department.

Malaysians who have violated a foreign country’s immigration laws, such as by overstaying or abusing their travel visas, are also not spared.

Ibrahim said the countries concerned may bar the defaulters from re-entering the country and this information would be shared with the local Immigration department, such as Malaysia’s, which would then put the defaulter on a watchlist.

A total of 32,516 Malaysians were in this category for having overstayed in another country, alongside 115,803 foreigners who have similarly overstayed in Malaysia and are now barred from leaving the country.

“If any Malaysians on the watchlist try to leave the country, they will be stopped and taken in for an interrogation until it is satisfied that they will not commit the same act in another country again,” said Ibrahim.

Stubborn tax defaulters make up a sizeable group on the travel blacklist, with 135,111 persons named by the Inland Revenue Board.

The Star has reported on Aug 26 that defaulters will not be allowed to travel abroad until they have settled their tax obligations.

The treatment will be the same for those with outstanding issues with the Employees Provident Fund (EPF), such as those who failed to file their EPF contributions. There were 10,219 Malaysians and 532 foreigners listed under this category.

Another 133,314 non-citizens have been barred from leaving the country for having their citizenship revoked or application rejected by the National Registration Depart­ment.

This is on top of 88,830 foreigners who had entered the country illegally and have been classified under the Immigration’s Kes Tanpa Izin.

An unusual cluster of 210 Malaysians were also placed under this category which, according to Ibrahim, had referred to those who have been identified by the Home Ministry as having been involved in activities involving illegal foreign workers.

Several other categories were criminally-linked, including those under police observation (15,699 cases) and for drug-related charges (7,673 cases) or crime (5,090 cases).

There were also 4,953 Malaysians barred from overseas travel for violating Customs regulations.

To find out if you are barred from travelling abroad, one needs only to enter the MyKad number on the department’s travel status check portal at http://sspi2.imi.gov.my/

“If they have been barred, they must be present in person at the nearest Immigration passport and security division, where they will be told why they are not allowed to leave.

“This is to avoid identity abuse by a third party as we do not want private information to be divulged to an impostor,” Ibrahim said.

Almost 85,000 PTPTN study loan defaulters barred from leaving Malaysia

PETALING JAYA: Almost 85,000 National Higher Education Fund Corporation (PTPTN) recipients have been barred from leaving the country to date.

PTPTN chief executive officer Agos Cholan said the corporation had to resort to barring the defaulters from leaving because they had been ignoring repeated reminders to repay their loans.

He said the corporation would send borrowers a reminder to begin repaying their loans six months after graduation.

“If there is no payment after two months, the first notice would be sent,” he said.

This, he added, is followed subsequently by a second and third notice if there was still no repayment.

Agos said after this, the corporation would send a legal notice and subsequently blacklist the borrowers.

To lift the travel ban, Agos said they would need to make some payment immediately, depending on their income.

“They would also need to sign papers committing to pay monthly instalments and arrange for a bank’s standing instruction or salary deductions. Restructuring is allowed if they wish to vary instalment amount,” he said.

Agos said the number had reduced from some 130,000 in 2007 who were barred.

Since Prime Minister Datuk Seri Najib Tun Razak’s announcement that borrowers could expect a 20% discount if they repay their loans in full by March 31 next year, Agos said there had been a few enquiries on the dates.

Najib, when tabling Budget 2015 last Friday, said borrowers who were unable to do so could still get a 10% off their loans if they made continuous payments for 12 months until Dec 31, 2015.

Borrowers were given similar discounts under the Budget 2013.

The travel ban is also imposed on 277,693 Malaysians listed under the Insolvency Department for failing to settle their debts.

Tax defaulters are also on the blacklist, with 135,111 persons named by the Inland Revenue Board.

Another 32,516 Malaysians who have violated laws in foreign countries, including overstaying, have also been barred from leaving the country.

Also blacklisted are 115,803 foreigners who have overstayed in Malaysia.

Immigration's security and passport division director Ibrahim Abdullah told The Star that as long as a person was on the blacklist, they would not be allowed to pass the Immigration checkpoint, even if they have a valid flight ticket.

"It doesn't matter if you are planning to leave by flight, rail, road or sea," he told The Star.

The report added that the travel ban will also be imposed on those with outstanding Employees Provident Fund issues, including those who had failed to file their EPF contributions. A total of 10,219 Malaysians and 532 foreigners are listed under this category.

Meanwhile, The Star also reported PTPTN chief executive officer Agos Cholan as saying that they had to resort to barring the study loan defaulters from leaving the country as they had ignored repeated reminders to repay their loans.

Agos had also reportedly said that to lift the travel ban, defaulters would need to make some payment immediately, with the amount determined by their income. – October 14, 2014.

Source: The Star/Asia News Network

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Monday, October 13, 2014

China's Feng Shanshan wins LPGA Malaysia

 
China's Feng Shanshan posing with the winner's trophy after clinching the Sime Darby LPGA Malaysia golf tournament at the KLGCC on Sunday. - AFP
Video:
https://sg.sports.yahoo.com/video/china-39-shanshan-claims-lpga-102338686.html


KUALA LUMPUR: Feng Shanshan carded a sensational eight-under 63 in the final round to become the first Chinese to win the Sime Darby LPGA Malaysia.

The 25-year-old Shanshan was on fire at the Kuala Lumpur Golf and Country Club (KLGCC) as she fired six birdies and an eagle to finish on 18-under 266, three strokes in front of overnight leader Pornanong Phatlum of Thailand.

The 24-year-old Pornanong could only manage a one-under 70 to finish second on 15-under 269.

Shanshan began the day in joint third, four strokes off the lead. But she grabbed the lead with four straight birdies starting from the 11th hole after Pornapong double-bogeyed the par-three 15th. And by the par-five 16th, it was home free for Shanshan as she eagled the hole for a three-shot lead.

She parred the rest of the way home to pick up US$300,000 (RM977,100) and her fourth LPGA Tour title.

“I played really well today, eight-under, no bogeys. I think the six-under on the back nine was what allowed me to come from behind and take the win,” said Shanshan who will now move up four rungs to No. 5 in the Rolex world rankings.

“Most of my wins have been like this, coming from behind. Even today, I didn’t think I was going to win until the 17th hole,” added Shanshan, whose previous best finish this year was joint second at the Women’s British Open in July.

Shanshan was full of praise for her caddie Mercer Leftwich, who was on the bag for Kang Ji-min when the South Korean won the inaugural title in 2010.

“I have to thank my caddie. He’s got a better record here than me. Now, he has two wins. I met him three years ago here. So this is like our third anniversary ... it’s a special moment,” said Shanshan, who finished second in 2013 and joint 19th in 2012.

Like Shanshan, Sweden’s Pernilla Lindberg also shot a 63 to go from joint 17th to finish tied third on 14-under 270 with South Koreans Chella Choi and Ryu So-yeon.

South Korea’s Choi Na-yeon, the 2011 champion, was sixth on 13-under 271 after a 67.

New Zealand teenager Lydia Ko finished joint eighth on 273 after firing a 70.

World No.1 Stacy Lewis of the United States finished joint 21st on 277 while compatriot and defending champion Lexi Thompson was tied 41st on 283.

By Ashreena Pillai AND Tan Ming Wai The Star/Asia News Network

Sunday, October 12, 2014

Home, sweet home for young couples will lead to housing industry boon in M'sia


A NEW Youth Housing Scheme has been set up by the Government to help young couples, whose household income does not exceed RM10,000, buy their first home.

Prime Minister Datuk Seri Najib Tun Razak said the maximum 35-year loan offered a funding limit not exceeding RM500,000 for married youth, aged between 25 and 40 years old.

“The Government will provide monthly financial assistance of RM200 to borrowers for the first two years to reduce the burden of monthly instalments,” he said.

Najib described the scheme as a smart partnership between the Government, Bank Simpanan Nasional, Employees Provident Fund (EPF) and Cagamas.

The Government will also give a 50% stamp duty exemption on the instrument of transfer and loan agreements, as well as 10% loan guarantee to enable borrowers to obtain full financing, including cost of insurance.

Borrowers can also withdraw from their EPF Account 2 to top up their monthly instalment and other related costs.

“I urge the youth to grab this opportunity which is offered on first-come-first-served basis for 20,000 units only,” he said.

To address the issue of home ow­­nership at affordable prices, RM1.3bil will be allocated to build 80,000 units under the 1Malaysia People’s Housing Programme (PR1MA).

To enable more people to own houses, under the scheme, the cei­ling of household income has been raised from RM8,000 to RM10,000.

“In addition, a Rent-To-Own Scheme will be introduced specifically for individuals who are unable to obtain bank financing,” he said.

RM644mil will be allocated to the National Housing Department (JPN) to build 26,000 units under the People’s Housing Programme (PPR).

He said Syarikat Perumahan Negara Berhad (SPNB) would build 12,000 units of Rumah Mesra Rakyat, 5,000 units of Rumah Idaman Rakyat and 20,000 units of Rumah Aspirasi Rakyat on privately-owned land.

For first-time house buyers, the Government has agreed to extend the 50% stamp duty exemption and increase the purchase limit from RM400,000 to RM500,000.

Exemption will be given until Dec 31, 2016.

The minimum eligibility for hou­sing loans will be increased from RM80,000 to RM120,000 while the maximum eligibility limit will be increased from RM450,000 to RM600,000.

The RM100 application processing fee for housing loan will be abo­lished.

The Government will improve the1Malaysia Civil Servants’ Housing (PPA1M) by reducing the minimum price of houses currently at RM150,000 to RM90,000 per unit.

He added that the qualifying requirement of household income for this would be increased from RM8,000 to RM10,000 per month.

Housing industry boon

PETALING JAYA: Measures under Budget 2015 will positively impact the housing industry, especially in promoting home ownership among the lower and middle income group, said the Real Estate and Housing Developers’ Association Malaysia (Rehda).

The association supported the Government’s effort to raise the ceiling of household income from RM8,000 to RM10,000 for PR1MA homes and the Rent-To-Own scheme to help those unable to obtain financing, said Rehda president Datuk Seri FD Iskandar.

He said Rehda also lauded the new Youth Housing Scheme which would “certainly benefit young couples who wish to own a home.”

He said the 10% loan guarantee to enable borrowers to obtain full financing and the RM200 monthly financial aid would help reduce the burden of borrowers.

HBA secretary-general Chang Kim Loong also said the housing scheme for young married couples was commendable.

However Chang said providing the RM200 subsidy, in the first two-years, may send a wrong message.

He said borrowers may start to spend beyond their means and might end up in financial difficulty after the subsidy ends.

Chang said the Government must also ensure eligible first time house buyers actually stay in these units and not rent it out.

Chang said HBA supported the move to build more affordable housing but wanted these homes to reach the right target market. “These homes must be built at the right place and reasonable prices of between RM150,000 to RM300,000; and not more than RM400,000 in prime locations,” he said.

By Neville Spykerman The Star/Asia News Network

‘First-time house-buyers will spur property market’

GEORGE TOWN: First-time housebuyers are sure to spur the property market following the introduction of the Youth Housing Scheme.

International Real Estate Federation Malaysia vice-president Michael Geh said the scheme announced under Budget 2015 will help them to own property costing less than RM500,000.

He said the property market had been “cool” for the past six months since the developers interest-bearing scheme was abolished, resulting in many first-time buyers unable to obtain bank loans.

“The scheme shows our Government is well aware of the plight faced by this group.

“It will certainly spur the property market,” he said.

The scheme, a smart partnership between the Government, Bank Simpanan Nasional, Employees Provident Fund and Cagamas, is offered on a first-come first-served basis for 20,000 units only.

It offers a funding limit for a first home not exceeding RM500,000 for married couples between 25 and 40 years old with a household income not exceeding RM10,000. The maximum loan period is 35 years.

The Malaysian Association of Hotels Penang Chapter said that the RM89bil from tourism targeted under Budget 2015 was an ambitious figure.

Its chairman Khoo Boo Lim said the RM316mil allocation for various programmes under the Ministry of Tourism and Culture should be used wisely to ensure good returns.

By Tan Sin Chow AND Chong Kah Yuan The Star/Asia News Network

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